Have you been injured in San Diego? Do you know you have rights if your injuries were caused by the negligence of another? Do you know that you may also be eligible for financial compensation and medical benefits for your injuries, missed work time, pain and suffering?
Call the San Diego personal injury lawyers at The Law Office of Howard Kitay. Please dial (619) 442-0542 for a free consultation.
What To Do If Your Personal Injury Claim Is Denied?
After you experience an injury of some sort in San Diego, the moments that follow can be incredibly hectic. You may not always know what to do, who to call, or how things are going to play out. All of these doubts can be compounded if you or someone in your vehicle has suffered personal injury and requires medical attention. The last thing that you need to worry about after an injury takes place is who is going to pay for the damages. If negligence is found to be the causation of the accident, and the other party is at fault, then their insurance may be ordered to pay you compensation for your losses. However, insurance companies are inherently greedy and will try many things to avoid a payout for your loss or injury. Contact an experienced La Mesa denial of claims attorney right away at the Law Office of Howard Kitay after your accident. Our seasoned San Diego personal injury lawyers have the skills needed to seek the compensation you deserve in this difficult time.
Insurance Company Tactics
Big insurance companies will try many things to either deny, delay or put off payment to you for your personal injury or loss after an automobile accident. Why they choose to do this only makes sense after you realize how these companies work. Insurance companies make a bulk of their income by collecting premiums from their policyholders and denying claims to the injured. These companies are in the business to make money, not pay it out. It stands to reason that in order to maximize profits, these institutions will do everything within their power to avoid a payout. Below you’ll find some common tactics that insurance companies employ to deny claims to those that are injured in El Cajon automobile accidents.
The Quick Buyout
As the name suggests, this is a one-time offering from the insurance company in order to void any future claims that you may have against them for injuries you incurred at the negligence of their policyholder. After your accident, you will likely be contacted by either an adjuster, insurance representative or lawyer affiliated with the at-fault party’s insurance company. It is imperative that you politely refuse to discuss your case or accept any payouts they may offer you at this time without an experienced La Mesa denial of claims attorney present. Electing to engage in conversations with these parties can significantly reduce the payout that you are entitled to. In nearly all cases, the payout that the representative offers is incredibly low and will not fully meet your needs as a victim. Contact one of the experienced El Cajon personal injury attorneys at the Law Office of Howard Kitay today to discuss your case. It is only with experienced attorneys on your side can you pursue a maximum compensation figure for your injury or loss.
Denial of Claims and Delay of Payment
As insurance companies want to make money, they won’t be so eager to pay it out — regardless of the severity of your injury. These greedy companies will often deny your claim, and in some cases, try to spin the case around and make you to be the one at fault. When these tactics don’t work, they will delay your payment for as long as possible. They may claim that your payment is “being processed” or “is on the way”. You are injured now, you need compensation now — not later. If the insurance company is engaging in these tactics, the seasoned El Cajon denial of claims attorneys at the Law Office of Howard Kitay can help. Our serious attorneys will get to the bottom of your case and file suit so that the insurance company must pay up now if their policyholder was negligent and caused your injury or loss.
Common Offenders
Some of the largest insurance companies are guilty of the tactics listed above. You may be surprised to see what they actually do in order to avoid a payout —- until it happens to you. Below is a list of some of the more notorious offenders and the alleged tactics they employ to deny claims to those who have suffered severe personal injury or lost a loved one in an automobile accident.
- Farmers – Denial of Claims
- AIG – Document Disposing, Denial of Claims, Delay of Payment
- StateFarm – Delay of Payment
- AllState – Delay of Payment
Experienced Representation
After you suffer a personal injury, or tragically lose a loved one, in an automobile accident you may be confused as to how to proceed or what to do. Arguably the last thing that you need to worry about is who is going to pay for medical bills if you or a loved one are seriously injured. Insurance companies are inherently greedy and will stop at almost nothing to deny your claim or will be quick to offer you a lowball payout. Don’t be intimidated by these tactics. Contact an experienced El Cajon denial of claims attorney today at the Law Office of Howard Kitay. Our veteran personal injury attorneys have the skills needed to take on the largest of insurance companies. We won’t rest until your case is settled and you are compensated.
Let Our San Diego Personal Injury Lawyers Help You
At The Law Offices of Howard Kitay, our policy is that if we don’t win your case, you won’t pay anything. Contact us today at 619-442-0542 for your free no-hassle, no-fee consultation. Alternatively, you can file a free case report via e-mail and we will get back to you promptly.
Please remember that you may be entitled to extensive financial compensation for your injuries, financial losses, physical pain, and emotional suffering. We are here to help.